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Interesting books that teach kids of all ages about money

age-appropriate books for finances

Children’s money education books are essential because they can help kids develop positive relationships with money. They can teach kids the basics of financial literacy, such as how to earn, save, spend, and invest. They can also teach children the importance of avoiding debt and making responsible financial decisions. Early instruction in the principles of money management is crucial for kids.

Age-appropriate books that teach kids about money

Here are a few age-appropriate books for reading that teach kids about money:

For younger kids (ages 3-7):

The earlier you start teaching kids about money, the better. Even young children can learn basic concepts like earning, saving, and spending. Here are some books for children aged 3-7.

“The Berenstain Bears’ Trouble with Money” by Stan and Jan Berenstain: This beloved bear family learns about earning and saving money in this charming story.

“The Penny Pot” by Stuart J. Murphy: A story about a face painting booth at a school fair helps kids learn about counting coins.

“Bunny Money” by Rosemary Wells: Ruby and Max want to buy a birthday present for their grandmother, but they quickly learn that their money doesn’t go as far as they’d like.

“Just Saving My Money” by Mercer Mayer: Little Critter wants a new skateboard, but he needs to save up for it. A story about the virtues of saving.

“Lemonade in Winter: A Book About Two Kids Counting Money” by Emily Jenkins: This story tells of a brother and sister who decide to spend an icy winter’s day setting up a lemonade stand and counting money.

“A Chair for My Mother” by Vera B. Williams: After losing all their furniture in a fire, Rosa, her mother, and grandmother save their money to buy a comfortable chair. The book beautifully illustrates the concepts of saving and the value of money.

“Alexander, Who Used to Be Rich Last Sunday” by Judith Viorst: Alexander grapples with the concept of financial responsibility, learning lessons about saving and spending.

“Curious George Saves His Pennies” by H. A. Rey: Curious George wants a new toy, but he needs to save up for it. This book comes with a lesson about patience and a physical bank to save pennies in.

Also Read: Smart ways to introduce maths to your toddler

For middle-grade readers (ages 8-12)

Don’t be afraid to talk to your kids about money, even if it’s about difficult topics like debt or saving for retirement. The more you talk about money, the more comfortable your kids will be with it. Here are some books for children aged 8-12.

“The Lemonade War” by Jacqueline Davies: This engaging book not only presents concepts of entrepreneurship but also tackles themes like sibling rivalry and the ethics of business. It’s part of a series, so there’s plenty more to read if kids enjoy this one.

“Rock, Brock, and the Savings Shock” by Sheila Bair: This book is about twin brothers who learn about the importance of saving money and the power of compound interest. It’s fun and informative.

“The Everything Kids’ Money Book: Earn it, save it, and watch it grow!” by Brette Sember: This book is a comprehensive guide to money, including earning, saving, and even the basics of the stock market. It’s filled with puzzles and games to make learning fun.

“Lunch Money” by Andrew Clements: A novel about a sixth-grade entrepreneur who makes money by selling his homemade comics at school. This book emphasizes creativity, persistence, and the importance of fair business practices.

“Kidpreneurs: Young Entrepreneurs with Big Ideas!” by Adam Toren and Matthew Toren: This book teaches kids about entrepreneurship, business, and finance in a way that’s fun and understandable for them.

“How to Turn $100 into $1,000,000: Earn! Save! Invest!” by James McKenna and Jeannine Glista: This book includes a wealth of ideas on how to make money, budgeting tips, and basic investment advice. It’s a fun, comprehensive guide to money concepts.

“Go! Stock! Go! A Stock Market Guide for Enterprising Children and their Curious Parents*” by Bennett Zimmerman: This is a colorful picture book about stock market fundamentals. The use of simple language and clear illustrations makes it a great introductory book about stocks for kids.

Also Read: How To Encourage Good Reading Habits In Kids

For young adults (ages 13+)

Teaching kids about money is an important part of raising financially responsible adults. Here are some books for young adults.

“Rich Dad Poor Dad for Teens: The Secrets About Money–That You Don’t Learn in School!” by Robert Kiyosaki: This book offers important financial lessons about investing, real estate, owning businesses, and more.

“The Total Money Makeover: A Proven Plan for Financial Fitness” by Dave Ramsey: This book provides clear, concise, and practical advice on how to get out of debt and build wealth.

“The Motley Fool Investment Guide for Teens: 8 Steps to Having More Money Than Your Parents Ever Dreamed Of” by David Gardner, Tom Gardner: This guide teaches teenagers the basics of investing, including setting financial goals, saving, budgeting, and understanding how the stock market works.

“Broke Millennial: Stop Scraping By and Get Your Financial Life Together” by Erin Lowry: This is a good introduction to personal finance for young adults. The book uses humor and personal anecdotes to explain complex financial concepts.

“The Teen Money Manual: A Guide to Cash, Credit, Spending, Saving, Work, Wealth, and More” by Kara McGuire: This book covers a wide range of financial topics and gives teenagers a comprehensive view of money, including how to make it, save it, grow it, and donate it.

“A Smart Girl’s Guide: Money: How to Make It, Save It, and Spend It” by Nancy Holyoke: This is a helpful book for teenage girls to learn about money. It covers topics such as starting your own business, making smart shopping decisions, and understanding the stock market.

“The Money Book for the Young, Fabulous & Broke” by Suze Orman: This book covers all of the basics about money, including investing, buying a car, buying a house, student loans, credit cards, and retirement accounts.

Also Read: 7 Tips to encourage reading habits in children

Remember, the most important thing is to discuss the lessons and principles in these books with your kids. Reading together and answering any questions they may have will further solidify their understanding of financial concepts.

EuroSchool believes that it is important for children to learn about money management at a young age. We believe that money management books can be a fun and engaging way for children to learn about this important topic.



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